Our Approach

TIF monetization: Hageman Capital vs Loans

A bank assesses the TIF alongside the rest of the construction loan collateral, which raises interest cost and requires additional equity to access the proceeds. An outright sale limits both the equity and the risk carried in the capital stack.

Direct Purchase

Three effects on the capital stack.

Fund your project
01

Cash at closing

Privately sourced capital, with structuring work that determines how much of the incentive reaches the project.

02

Lower debt

Capital at closing, without the additional debt that a loan against the bond would add to the project.

03

Lower contributed equity

Lower required equity raises the return on the equity that remains, from the first day of the project.

Developer perspectives

Working with Hageman Capital on our Carmel, IN project was a great process. We were able to successfully structure a unique financing arrangement to monetize our real estate tax incentive bonds. Their team took a partnership approach and looked for a win-win solution for both sides. We look forward to our next deal together!

Matt Cremer, Managing Principal, Tegethoff Development

Hageman Capital has found a niche in the real estate capital market by providing developers liquidity in the TIF bond market. The Hageman team is a fantastic partner because they not only understand real estate development but also have expertise in solving unique challenges. It is comforting to know the Hageman Capital team is there to provide capital, but just as important, assist in strategic decision making that helps make our communities a better place to live.

Justin Moffett, Founder, Old Town Companies

The Hageman team's expertise in commercial real estate, TIF, and public-private partnerships has been an extremely valuable resource for our team. Having Hageman Capital as a financing partner also provides us a great deal of credibility with our investors, construction lenders, and municipal partners. They are a great group of people who care about how their involvement in a project can help achieve extraordinary outcomes.

Shelby Bowen, President & Partner, Rebar Development

Options for a single-site TIF bond
Project Shot · Development

Single-Site Bonds

Options for a single-site TIF bond

Once the bonds are secured with the municipality, the developer's options are narrow. Holding them accrues semi-annual property tax payments but leaves construction capital unfunded; borrowing against them through a bank requires more initial equity to access the proceeds.

  • Direct purchase, funded at construction loan closing
  • Proceeds that close the equity gap in the capital stack
How we fund projects
Partnerships for successful developments
Team – Service

Partnerships

Partnerships for successful developments

Single-site TIF bonds have historically been illiquid, which is what made monetization difficult. Hageman Capital reduces the construction lender's exposure by lowering the required loan size and providing liquidity at closing. Experience across real estate development and capital markets is what converts a developer-backed structure into higher proceeds.

  • Outright purchase of TIF and incentive bonds at competitive valuations
  • Flexible structuring across the capital stack, from senior to gap funding
  • Decisive diligence — most valuations returned within days, funded in weeks
  • Discretion and continuity from first call through closing
See real success stories from our partners

Get Started

Contact the Hageman Capital team.

Indicative bond values are based on current rates and project specifications.